In Yekaterinburg, a bank convinced an 87-year-old woman to use her "funeral" savings for life insurance.
Today at 10:27, a pensioner in Yekaterinburg was convinced to purchase a life insurance policy instead of a deposit for her funeral. 87-year-old Nina Nikolaevna came to the branch of Ural Bank for Reconstruction and Development (UBRR) to renew her deposit, which she used to save money for her funeral.
However, instead of renewing the deposit, she was offered a life insurance policy, and now she is in debt for three years. The pensioner's relatives believe she was forced into an unnecessary service, but the bank insists that the client acted consciously.
According to her granddaughter Yana, the grandmother invested only part of her savings into the deposit, while the rest was used for the insurance. Now, to recover the funds, she needs to pay 150,000 rubles over three years.
— She cries every day, says she won't live to see it, and asks to get her money back. But the bank told us: "Wait three years and pay," — Yana told E1.RU.
Relatives also claim that Nina Nikolaevna's signature is missing from the contract, but UBRR denies this.
— She discussed her wishes with the manager and opened two products: a classic deposit and a long-term savings program with life insurance savings (LIS). It's a more complex but profitable option — for example, with government co-financing, — the bank explained.
They also noted that the contract could be canceled without losses within the first 14 days, but now doing so would lead to significant losses. The pensioner was advised to wait until the contract expired to receive the interest.
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In Yekaterinburg, a bank convinced an 87-year-old woman to use her "funeral" savings for life insurance.
A pensioner in Yekaterinburg was persuaded to take out a life insurance policy instead of a deposit for her funeral. 87-year-old Nina Nikolaevna came to the Ural Bank for Reconstruction and Development (UBRR) branch to renew her deposit, which she used to save money for her funeral.