A Yekaterinburg resident lost his passport, and a year later a 200,000-ruble loan was taken out in his name.
A loan was taken out in the name of a Yekaterinburg resident at a bank whose services he had not used for several years. It turned out the loan had been taken out using his passport, which he had lost but almost immediately had cancelled.
The man learned about the loan on September 5 when he logged into another bank’s mobile app. The Ural resident ordered his credit history. That’s how he found out that in September 2024 a loan for 200,000 rubles had been taken out in his name at Alfa-Bank, whose services he has not used since 2017.
“The loan was taken out on the passport that I lost in July 2024. The same day I went to the police, the document was cancelled. So the loan was taken out on a non-existent document,” the Yekaterinburg resident told E1.RU.
The victim went to a bank branch, but the situation could not be clarified there. They did not provide him with the loan agreement, only drew up a formal request. The response to it came only in mid-October.
“Indeed, you did not sign the agreement. The debt under the agreement was written off and the agreement itself was closed. We sent a correction to the credit bureau — the incident will not affect it in any way,” the bank clarified.
Earlier, a woman from Sverdlovsk nearly lost her only home while trying to sort out debts.
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A Yekaterinburg resident lost his passport, and a year later a 200,000-ruble loan was taken out in his name.
A resident of Yekaterinburg had a loan taken out at a bank whose services he hadn't used for several years. It turned out the loan had been taken out in his name using his passport, which he had lost but had canceled almost immediately.