Most Sverdlovsk residents cannot take out loans.

Most Sverdlovsk residents cannot take out loans.

      The share of rejections of all applications for retail loans in the Sverdlovsk Region for December 2025 amounted to 81.5%. The corresponding data are provided by the National Bureau of Credit Histories (NBKI).

      Thus, in December 2024 the share of loan rejections in the region was 78.3%. Overall in Russia for December 2025 the share of refusals for consumer loans reached about 82%, writes EAN.

      "Approval of retail loans at the end of the year has stabilized, but is still at a very low level. Banks, under conditions of serious restrictions on lending to citizens with a high debt burden, are not in a hurry to increase their risk appetite," said NBKI marketing director Alexey Volkov.

      Earlier the head of a law firm confirmed an influx of "dolinnykh".

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Most Sverdlovsk residents cannot take out loans.

The refusal rate for all retail loan applications in the Sverdlovsk Region for December 2025 was 81.5%. The corresponding data are provided by the National Bureau of Credit Histories (NBKI).